Archive for May, 2018

A special post Mother’s Day Post. Everyone has or had a Mother and we generally honor them on Mother’s Day. But do you ever wonder what your delivery cost your Mother? Let’s look.

May 17, 2018

I know that you are reading this after Mom’s special day but give me two minutes to enlighten you on the cost to your Mom, at least medical cost, of bringing you in to this world. Now, I can’t address all that you cost your Mom since then but that is another day.

The tipping point for maternity costs, all medical costs really, was 1967 and the Medicare Act. Yep, that grand old bill that 80+ million Americans count on today was the catalyst for an explosion in healthcare costs.

My first daughter was born in 1986. When we visited the hospital where she would be delivered we were ushered into a room with dozens of other hopeful couples. The hospital staff’s goal was to convince us to utilize their hospital when our lucky day arrived. So, they presented all of the terrific features the hospital offered as well promoted their staff as being experienced, caring and loveing what they do.

The hospital administrator presented several option for delivery each having a different price attached as well as easy payment plans, if desired.

  • If you just planned to stop in, pop out the new little one, then go home in less than 22 hours the cost would be $1,800. I remember the 22 hours comment specifically because I remembered thinking, how does someone get in, deliver a child, and get out in 22 hours.
  • Then, for you more traditional types who plan to take your time, labor for 20 hours, then get some rest before you go home and the cost would be $5,600. I remember the $5,600 because it struck me as an arbitrary number and I wondered how many times they actually kept to that estimate.
    Heck, we all know aspirin cost $12-$18, depending on time of day.
  • Now, for you couples who might have a little complication in delivery or just want to choose the day and time of day your baby is born, they offered cesarean or C-section delivery. That was $12,800. For that price they’ll let you stay 3-4 days, teach the Dad how to change a diaper and feed you a steak & lobster dinner on your last night. Got to admit, the steak and lobster was pretty good.

That experience was at a respected hospital in the west San Fernando Valley of California. These prices, as well as last meal, vary greatly as one crosses the country.

I remember people telling me what a delivery would cost in “the old days”. Great friends of ours, who were 30 years older, regaled me with stories of how their first son, born in 1953 cost $250. Plus they paid the nurse $50, just because she was so nice to them.
I’ve had dinner for 4 in the San Fernando Valley that cost more than $250.

We’ve all heard the stories of the doctor getting paid a couple of chickens or a prize pig for his OB work. I can’t imagine the anguish of giving up my prize pig. That’ll make sense for those of you who know my origins.

On the other end of the spectrum there are the unfortunate many who have premature or early delivery or other complications. In 1993, I heard Leonard Schaffer, former CEO of Blue Cross of Ca., state to a group that  Blue Cross of Ca. had a $1 million baby born every week. He did not mean it in any glib sense but only as a fact related to healthcare cost that would be meaningful to the group.

In 2018, babies are as adorable as ever but a lot more expensive. Again, I’m speaking only of delivery, not the other stuff they cost their parents. But as we celebrate or rather celebrated Mother’s Day we should all reflect on this lesson to share with our kids.

Abstinence is the only means to 100% prevent pregnancy. Seriously.
Jeez, that sounded like Smokey the Bear and his forest fire warning. That doesn’t work either.

The point in this post Mother’s Day Post is that we love our Mom’s, or the memories of our Mom’s and this day gives us a chance to pause to be thankful. But also that it’s a great example of how healthcare has changed in both services available and costs. It also amplifies the urgency to solve the crisis in healthcare cost and access.
Plus, because of our Mom, we’re all in this together!

Until next week.

Mark Reynolds, RHU
559-250-2000
mark@reynolds.wtf

California Voters have a real opportunity to lower healthcare costs and improve access. But it will take the proper “vote” in the June 5th Primary and again Nov 6th in the general election.

May 10, 2018

It’s true and for certain that California voters have a chance to start taking back control of the crazy out-of-control healthcare system in California that has literally destroyed the citizen’s access to the healthcare we need.

To lower premiums, improve benefits, increase access to more providers and get more health plan options – Voters just need to vote for Steve Poizner for Insurance Commissioner and Travis Allen of John Cox for governor. It’s that simple.

Then, we can begin introducing the solutions that you have read about in previous Posts. Can you imagine a California in which you have:

  • Dozens of high quality health plans available.
  • Plans with benefits that fit your need not the Government’s.
  • Rich plan benefits or narrow plan benefits.
  • Plans with huge provider lists.
  • Plans with narrow provider lists.
  • Premium options that are affordable.
  • Reasonable reimbursement for providers
  • Transparency

I know what you’re thinking. How can two elected positions create such opportunity for change? The truth is that would take some time but my bet is that Ca. citizens would start seeing a difference with in nine to fifteen months.

Reports are starting to emerge projecting insurer premiums for 2019. Estimates are that premium may increase from 15% to as much as 100% depending on the state of region of the country. In Ca. we will see increases on employer sponsored group plans in the range of 10% to above 50% with further push toward Silver and Bronze plans.

Of course, we all know that the premiums we pay for Silver and Bronze don’t buy us first dollar benefits generally. If they do provide copays then those copays range from $50 to $250 which of course means people defer their medical care.

Regardless if one is Republican, Democrat, Independent, Libertarian or Green; we all have been hurt by the changes brought about by the ACA. This Fall’s election, the so-called mid-terms, provide Ca. citizens a chance to make a difference.
And isn’t that something we all crave, “a chance to make a difference”?

I could spend another 2000 words outlining the potential actions, legislation, executive orders etc. that might become reality if we vote wisely June 5th and Nov 6th.
But I’ll save that for future Posts.

Certainly we can all agree that elections provide a time when truly “we’re all in this together”.
Let me know what you think.

Until next week.

Mark Reynolds, RHU
559-250-2000
mark@reynolds.wtf
It means “Walk the Faith”.

Once again, the calendar makes its call for – Platrix Chapter 2, “Queen of the Cow Counties” and so I must go. No Brethren cannot resist the call.

May 3, 2018

Two times each year your humble author retreats from his solemn duties to Trek to
E Clampus Vitus, Platrix Chapter #2, that most ancient and honorable group. This is one of those times, kid. Would you like to read just a bit about The History of ECV.

E CLAMPUS VITUS is said by its adherents to be the most ancient of all fraternal orders. It’s founding, as the tale is told, was coeval with the origin of the human race.

It is related that in 1852 Steamboat Jake. a merchant from Yreka, thinking to improve his business by fraternal affiliations, made arrangements through certain Clampers for initiation into the Masons, the Odd Fellows and E CLAMPUS VITUS at one bargain priceof $98.50. When the various brethern were assembled at the Hall of Comparative Ovation and Jake, bound and blindfolded was brought to be initiated, the question arose as to which Order should first apply the branding iron. It was agreed that the oldest should have priority.

 The Odd Fellows presented their claim for that honor, stating that their order was created by a charter issued in the form of a golden tablet by the Emperor Titus to his Jewish Legion in the first century A.D.

 The Masons disputed the claim, relating the scholarly history of Reverend Dr. Anderson to prove that the Grand Master Moses often marshaled the Israelites onto a regular and general lodge whilst in the wilderness, and that King Solomon was “Grand Master of the Lodge at Jerusalem”.

 The Noble Grand Humbug of E Clampus Vitus then rose and confounded the rival organizations with proof abducted from the unimpeachable unwritten works of St. Vitus, the final authority in all such matters, that E CLAMPUS VITUS was founded by our Clamp Patriarch Adam himself in the Garden of Eden, and that the original Staff of Relief, which figures so greatly in the Clamper ritual, was a branch that Adam broke from the Tree of Knowledge and smuggled out with him, hidden beneath his apron, when he was driven from Eden. All present in the Hall agreed that such antiquity was beyond compare.

The seniority of the Clampers was recognized, and Steamboat Jake accordingly was given into the hands for initiation. It is then told that by the time they were through with him he had lost all desire for further fraternal connections.

The unsurpassable antiquity of E CLAMPUS VITUS has been recognized and proven on many occasions. There are those who claim they can trace it through the times of the Old Testament and the beginnings of the Christian Era when its rites were conducted in the catacombs of Rome and referred to as the “Enigmatical Book of Vitus” and the “Curious Book of the Clampers”. These tales tell how it was spread through Europe by the Frolicking Friars, and carried to the Orient by the indomitable Vituscan Fathers.

According to the Clampers, the introduction of the order into the United States has long been shrouded in mystery and legend. Only recently has the true history been traced by the Royal Platrix Chapter and the Archivist of the West Virginia Lodge. The result of this research supposedly proves by documentary evidence that the secrets and symbols of E CLAMPUS VITUS were imparted by the Emperor of China, Tao-Kwang, Great Hotchot of the Chinese Grand Lodge to Caleb Cushing when the latter visited China in 1844 to negotiate the first treaty between the United States and the Celestial Kingdom. Cushing was specially charged by the Emperor to deliver the secrets and signs of authority to Ephrairn Bee, innkeeper of Bush Creek, Boone County, Virginia, to be disseminated by him at his discretion among the fellow citizens so that the Chinese and American People might henceforth be united by the Bonds of Fraternal Brotherhood as well as by the more formal ties of diplomatic relations. By virtue of his authority, Ephraim Bee traveled about his native state organizing lodges of E CLAMPUS VITUS in villages and county seats.

It is also said that among others, a number of drummers were taken into the order, with or without authority from Bee. These travelers took the gullible villagers and townsmen along their routes into the Brotherhood, until by 1849, the East and Middle West were dotted with Clamper Lodges. From these Lodges many lusty Clampers went West in the Gold Rush and founded the historic lodges in the mining camps that constituted themselves as guardians of the morals of these communities.Their duty as they saw it was to prevent the preachers and pious wives who followed the 49′ers, from imposing any excess of morality that might hamper the full enjoyment of life. How well the Clampers performed this function is commonly known, despite the lack of written records. This lack of written records is attributed to the circumstance that during the meetings there was never anyone capable of keeping the minutes and that afterwards no one remembered what had taken place.

As E CLAMPUS VITUS mushroomed along with the rapid growth of the gold towns, it declined as rapidly as they did, and, therefore, lived only in the memory of a few ancient dwellers in the mountains and in the annals of the county histories until, in 1930, when a new prophet, a second Ephraim Bee , appeared in the person of Carl Wheat to reorganize the historic organization.

Members of the Ancient and Honorable Order of E CLAMPUS VITUS have always been adventurers and many have been leaders in conquest of their respective countries. The most noteworthy of that band of stalwarts was Juan Rodriquez Cabrillo, a doughty explorer in the service of the Spanish Empire, who on October 19, 1542, raised the Spanish Flag at a point near the beach city of Hueneme in Ventura County and took possession of the land in the name of the King. Cabrillo is buried on San Miguel island and some Clampers make an annual pilgrimage to his grave.

Sir Francis Drake was a Clamper but not in good standing because of his piratical exploits until June 15, 1579, when this bold buccaneer reached California in the famous ship, the “Golden Hind”, and anchored in Drakes Bay where he raised the English Flag and took possession for Queen Elizabeth and called the land New Albion.

Then Spain decided to occupy California to protect her colonial possessions, so two courageous Clampers were selected for the expedition: one was Don Gaspar de Portola, and the other was Father Junipero Serra. These men raised the Emperors flag at San Diego on May 17, 1769.

After Mexico revolted from Spain, an admirable Clamper, General Antonio de Santa Ana, ordered the flag of the Mexican Republic raised at Monterey on January 7,1769.

John Charles Fremont was a peripatetic Clamper and he raised his ensign as Captain of the United States Topographical Engineers above every camp that he made in California during his expeditions between 1844 and 1846. That flag is now in the custody of the Southwest Museum in Los Angeles.

On June 14, 1846, a Sonoma group of justly indignant Clampers rebelled against the aggression of Mexican officials. They captured the garrison at Sonoma, issued a Clamp Potent proclamation declaring California to be an independent republic and raised a crudely designed but historic Bear Flag.

 Clampers played an important part in the history of California in the nineteenth century because the American members of this Order worked in unison. Commodore John D. Sloat in command of the Pacific Squadron of the U.S. Navy captured Monterey and on July 7, 1846 he instructed a fellow Clamper William Mervine to raise the flag of the United States above the customhouse. When Fremont learned of Brother Sloat’s coup he ordered the Bear Flag struck at Sonoma and replaced by a 28-star flag of the United States.

It is manifest that Clampers have been leaders throughout the history of California and the flag-raising members of the Order of E CLAMPUS VITUS have contributed glamor and deeds of courage and gallantry to our heritage. It must be noted however that this history has never been proven.

CREDO QUIA ABSURDUM – BECAUSE ITS ABSURD I BELIEVE
QUOTED FROM E CLAMPUS VITUS, THEN AND NOW, 1852-1979

As for me, I celebrate 25 years this Spring as I’ve been a “clamper” since 1993 at the Tehachapi Loop.
How many of you are Brothers of the Order?

Next week, we’re back to common sense ideas for healthcare reform. Promise!
Until then remember, we’re all in this together.
What sayeth the Brethren? Satisfactory!

Mark Reynolds, RHU
559-250-2000
mark@reynolds.wtf
It means “Walk the Faith”.